Let's have a little chat later.
I'm not good at talking.
That fairy is really talkative, don't you think?
This word consists of kanji with hiragana attached. Because the hiragana ends with an う sound, you know this word is a verb. The kanji itself means chat or talk so the verb version is to chat or to talk.
This vocabulary word uses the same reading you learned with the kanji, plus the hiragana attached at the end.