This is a jukugo word, which usually means on'yomi readings from the kanji. If you know the readings of your kanji you'll know how to read this as well.
It's still a risky situation, but there is hope for his recovery.
In stations, there is often an announcement that says, "It will be unsafe, so please stay behind the yellow line."
That's true that our company is at risk of defaulting on its loan, but I believe that we have to keep taking risks and acting based on our faith.