"Why aren’t you coming to your mom’s funeral?" "’Cause I caught a cold."
A wind that is wicked comes and blows on you. It's so cold, and ends up getting you sick. You now have a cold.
Strangely, the reading for this word is the same as the vocab reading of 風 (かぜ). That's probably going to be the easiest way to remember this, especially since otherwise the reading would be one big horrible exception.