I’m talking on the phone with my family.
Sorry to call you so late at night.
I wonder what ringtone Alexander Graham Bell had on his telephone.
An electricity talk. What is this witchcraft? The only way to talk via electricity is with a telephone.
This is a jukugo word, which usually means on'yomi readings from the kanji. If you know the readings of your kanji you'll know how to read this as well.