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When you return money to make a debt come to an end, this is called repayment.
返済 refers to paying back money that you're formally obligated to pay. It's typically used in more formal repayment situations, like paying back a mortgage, business loan, or other kinds of "official" debt. In other words, it's not the kind of word you'd use for something casual, like paying a friend back for lunch.
This is a jukugo word, which usually means on'yomi readings from the kanji. If you know the readings of your kanji you'll know how to read this as well.
返済期間
repayment period
返済計画
repayment plan
返済方法
repayment method
返済能力
repayment ability
ローンの返済
loan repayment
借金の返済
debt repayment
毎月の返済
monthly repayment
月々の返済
monthly repayment
返済をする
to repay
返済を行う
to repay
返済を続ける
to continue repayment
返済を求める
to demand repayment
返済期間は10年を予定しています。
The repayment period is planned to be ten years.
銀行に返済計画を見せてくださいと言われました。
The bank told me to show them my repayment plan.
ボーナスが入ったら、すぐに返済をするつもりです。
I'm going to pay the money back as soon as I get my bonus.
ローンの返済が来月から始まるんですが、毎月の返済が思ってたより大きいんですよね。
My loan repayment starts next month, but the monthly repayment is going to be bigger than I expected.
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