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Your savings gold is your savings. You'd be good to have gold right now in your savings, actually. Melt it down into bars, manngggg.
This is a jukugo word, which usually means on'yomi readings from the kanji. If you know the readings of your kanji you'll know how to read this as well.
クリスマスにサンタクロースから貯金箱をもらった。
I received a piggy bank from Santa Claus this Christmas.
大学院に行くための貯金をはたいて、彼女とのデートのためにベンツを買った。
I spent my savings for graduate school on buying a Benz for dates with my girlfriend.
単刀直入に聞きますが、貯金額っていくらぐらいですか？
I'll ask directly, how much is in your savings?
もし退職金が一括で支払われることになったら、それを使い切ってしまわずにちゃんと貯金することができますか。
If your retirement money was paid to you in one lump sum, would you be able to not use it and put it in your savings?
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