Savings
noun, verbal noun
Your savings gold is your savings. You'd be good to have gold right now in your savings, actually. Melt it down into bars, manngggg.
This is a jukugo word, which usually means on'yomi readings from the kanji. If you know the readings of your kanji you'll know how to read this as well.
もし退職金が一括で支払われることになったら、それを使い切ってしまわずにちゃんと貯金することができますか。
If your retirement money was paid to you in one lump sum, would you be able to not use it and put it in your savings?