Gross! I just saw a naked dude wearing just a sleeveless apron at the crosswalk over there. Should we call the police?
The kanji and the word are exactly the same. That means they share meanings as well.
You are naked now. You used to wear a car, but you don't have it anymore (and you're not wearing it). You had a car (はだか), but now you don't have a car. That's what you'll explain when someone asks you why you're naked.