The only building you'll get frostbite in is a mausoleum. Mausoleums and tombs weren't made for living people, so they aren't insulated from the cold. No one cares if a dead body gets frostbite.
You need to escape this mausoleum now but the only way out is on a row (りょう) boat over a creepy frozen pond. You've heard of these mausoleum row boats before, and you're pretty sure they're cursed.